STEM Financing


Financing College & University

 

Today there are many options available to help S.T.E.M student finance their continuing education in college or university. Not all educational and financial institutes have the same criteria for receiving educational funding, so it is important you take the time to check out all the options.

 

Scholarships

 

More information coming soon!

 

 

Bursaries

 

More information coming soon!

 

 

Awards

 

More information coming soon!

 

 

Loans

 

There are three main options available to students when it comes to student loans and they are:

1)     Canada Student Loans

2)     Provincial and Territory Loans

3)     Financial Institutional Loans and Lines of Credit

 

 

Canada Student Loans

 

The Canadian Government offers student loans and study grants to help in the funding of a student’s education. For more information, visit the National Student Loans Service Centre (NSLSC) at https://csnpe-nslsc.cibletudes-canlearn.ca/

CanLearn is a Government of Canada website that has interactive information and tools to help save, plan and pay for post-secondary education. For more information, visit their website:

http://www.canlearn.ca/eng/index.shtml

 

 

Provincial Student Loans

 

The follow is the contact information for each province and territory:

Alberta 

Contact Student Funding at the Career Development Centre or Canada-Alberta Service Centre nearest you. Offices are listed in the telephone directory, or visit the Alberta Learning Information Service website for more information.

Student Funding Contact Centre
Toll-Free: 1-800-222-6485
Edmonton Tel: 780-427-3722

Website: http://www.alis.gov.ab.ca/studentsfinance/main.asp

British Columbia

Courier delivery address:
StudentAid BC
Ministry of Advanced Education
1st fl, 835 Humboldt Street,
Victoria, BC V8V 4W8

Loan application mailing address:
Ministry of Advanced Education
StudentAid BC
PO Box 9180
Stn Prov Govt
Victoria BC V8W 9H7

Correspondence mailing address:
Ministry of Advanced Education
StudentAid BC
PO Box 9173
Stn Prov Govt
Victoria BC V8W 9H7

Lower Mainland Tel: (604) 660-2610
Victoria Tel: (250) 387-6100
Elsewhere in Canada/USA (toll-free): 1-800-561-1818
TTY line for hearing impaired: (250) 952-6832
Fax: (250) 356-9455
Fax toll-free in Canada: 1-866-312-3322

Website: http://www.studentaidbc.ca

Manitoba 

Manitoba Student Aid
401 – 1181 Portage Avenue
Winnipeg, MB
R3G 0T3

Toll-free (in Manitoba): 1-800-204-1685
If calling from out-of-province: (204) 945-6321
TTY line for hearing impaired: (204) 945-8483 (in Manitoba) or 1-866-209-0696 (within North America)

Website: http://www.manitobastudentaid.ca

New Brunswick

Frederick Square
Room: 500, Floor: 5
77 Westmorland Street
Fredericton,  New Brunswick
E3B 6Z3

Mailing address:
Student Financial Services
P.O. Box 6000
Frederick Square
Room: 500, Floor: 5
Fredericton, NB E3B 5H1

If you wish to speak with a Client Services Advisor you should make an appointment. Walk-in appointments usually cannot be accommodated because of the volume of inquiries received.

Tel Fredericton area: (506) 453-2577
Toll-free: (rest of New Brunswick, the Atlantic Provinces and west to mid-Ontario): 1-800-667-5626
Fax: (506) 444-4333

Email: dpetlinfo@gnb.ca

Website: http://www.studentaid.gnb.ca

Newfoundland and Labrador

Student Financial Aid Division
Department of Education
Government of Newfoundland & Labrador
PO Box 8700
St. John’s, NL A1B 4J6

Tel: (709) 729-5849
Toll-free: 1-888-657-0800
Fax: (709) 729-2298

E-mail: studentaid@gov.nl.ca

Website: http://www.edu.gov.nl.ca/studentaid

Northwest Territories

NWT Student Financial Assistance Program
Government of the Northwest Territories
P.O. Box 1320
Yellowknife, NT X1A 2L9

Tel: (867) 873-7190
Toll-free: 1-800-661-0793
Fax: (867) 873-0336
Fax Toll-free: 1-800-661-0893

Website: http://www.nwtsfa.gov.nt.ca

Nova Scotia

Brunswick Place
(Entrance up front stairs off of Brunswick Street)
2021 Brunswick Street
Halifax, Nova Scotia

Mailing address:
Student Assistance Office
PO Box 2290, Halifax Central
Halifax, Nova Scotia  B3J 3C8

Tel: (902) 424-8420
Toll-free (in Nova Scotia): 1-800-565-8420
Fax: (902) 424-0540

Website: http://studentloans.ednet.ns.ca

Nunavut

Financial Assistance for Nunavut Student
Nunavut Department of Education
Adult Learning and Post Secondary Services
Box 390
Arviat, Nunavut  X0C 0E0

Toll-free: 1-877-860-0680 (can be used locally)
Tel.: 867-473-2600 (Baffin)
Toll-free: 1-800-567-1514 (Baffin)
Tel.: 867-645-5040 (Kivalliq)
Toll-free 1-800-953-8516 (Kivalliq)
Tel.: 867-983-4031 (Kitikmeot)
Toll-free: 1-800-661-0845 (Kitikmeot)

E-mail: FANS@gov.nu.ca

Website: http://www.gov.nu.ca

Ontario

Ontario Student Assistance Program (OSAP)
Student Support Branch
Ministry of Training, Colleges and Universities
PO Box 4500
189 Red River Rd, 4th Floor
Thunder Bay, Ontario P7B 6G9

Tel: (807) 343-7260
Telephone Device for the Deaf (TDD): 1-800-465-3958
Fax: (807) 343-7278.

Website: http://osap.gov.on.ca

Prince Edward Island

Atlantic Technology Centre
Suite 212, 90 University Ave.
Charlottetown, PEI

Mailing address:
Student Financial Services
Department of Innovation and Advanced Learning
PO Box 2000, 16 Fitzroy Street
Sullivan Building, 3rd Floor
Charlottetown, Prince Edward Island  C1A 7N8

Tel: (902) 368-4640
Fax: (902) 368-6144

E-mail: studentloan@edu.pe.ca

Website: http://www.studentloan.pe.ca

Québec

Service de l’accueil et des renseignements
Direction de l’aide financière aux étudiants
1035, rue De La Chevrotière
Québec, (Québec) G1R 5A5

Interactive telephone service (recorded messages only): 418-646-4505 or 1-888-345-4505 (toll-free in Canada and the United States)
Tel: Montréal (514) 864-3557
Tel: Québec (418) 643-3750
Toll-free in Canada and the United States: 1-877-643-3750

Website: http://www.afe.gouv.qc.ca

Saskatchewan

Mailing address:
Student Financial Assistance Branch
200 – 3303 Hillsdale Street
Regina, SK  S4S 6P4

Tel (Regina area or outside Canada): (306) 787-5620
Toll-free (within Saskatchewan): 1-800-597-8278
Fax: (306) 787-1608

E-mail: SFAWEB@gov.sk.ca

Website: http://www.student-loans.sk.ca

Yukon

Student Financial Assistance
The Education Building
100 Lewes Boulevard
Whitehorse, Yukon Y1A 3H9

Mailing address:
Student Financial Assistance
Department of Education
Government of Yukon
PO Box 2703
Whitehorse, Yukon Y1A 2C6

Tel: (867) 667-5929
Toll-free (in Yukon): 1-800-661-0408, local 5929
Fax: (867) 667-8555

E-mail: sfa@gov.yk.ca

Website: http://www.education.gov.yk.ca/advanceded/sfa/

 

 

Other Options: Financial Institution

 

Government student loans are not available to all students and are awarded to students that meet the financial need criteria set out by the individual governments. Another option for students is to apply to a financial institute such as a bank, trust company or a credit union. These institutes all have developed funding programs that are specifically geared to students and usually have two main options available, a loan or a line of credit for qualifying students. Once again like government loans, each financial institute has different criteria for deciding where a loan or line of credit will be issued, so it’s important to visit as many as possible.

 

The following is a list of the main banks, but don’t forget to also look at what trust companies and credit unions have available to students:

Bank of Montreal http://www.bmo.com/home/personal/banking/everyday/youth-and-students

Bank of Nova Scotia http://www.scotiabank.com/ca/en/0,,294,00.html

Canadian Imperial Bank of Commerce https://www.cibc.com/ca/advice-centre/paying-for-school.html

Royal Bank of Canada http://www.rbcroyalbank.com/student/

Toronto Dominion Bank http://www.tdcanadatrust.com/products-services/banking/student-life/student-life-index.jsp